Glossary
# A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
B
Broker
A company clients on what level of insurance they need and arrange the cover with main insurers.
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C
Certificate of Insurance
Document proving that the person in question has obtained insurance from a recognised insurer
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Claim
A demand made by the insured for the insurers to honour the cover that has been taken out.
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Cover Note
A temporary document that is issued while the certificate of insurance is being prepared.
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D
Declaration
A form signed by the proposer saying that the information provided is truthful.
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Disclosure
The duty of the proposer and broker to disclose all known facts to the insurer before initiating the policy.
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Door opening
Angle to which rear doors open in degrees.
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E
Engine type
D = indirect-injection diesel; Di = direct-injection diesel; tD =indirect-injection turbodiesel; tDi = direct-injection turbodiesel; CD = common-rail diesel; CtD = common-rail turbo...
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Engine/drive
FF = front engine, front-wheel drive; MR = mid engine, rear-wheel drive; FF(R) = front engine, front-wheel drive with selectable four-wheel drive; FFR = front engine with permanent...
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Excess
The amount the proposer must pay towards the cost of a claim.
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Exclusion
A provision in a policy that nullifies the insurers liability for cover.
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G
Gearbox
5(T2) = five-speed gearbox with two-ratio four-wheel drive transfer gearbox. M = manually operated free-wheeling hubs; A = automatically engaged.
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Gross Payload
This includes the driver. When a manufacturer's figures take no account of the driver's weight, we have allowed 75kg.
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Guide Lease Price
This price is based on a 36months, 20,000 miles per year maintained contract. Please note: this price is only a guide. A full quotation on a number of different packages ...
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I
Insurance Group
A = Meets security requirements. E = Exceeds security requirements, so has dropped by one grouping. D = Does not meet security requirements, so has risen by one groupi...
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Interior partition
P = partial bulkhead; F = full bulkhead; B = bar-type.
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L
Load width
Minimum(between the wheel arches) and maximum(above the wheel arches) are quoted if available.
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Loss Adjuster
A person who negotiates the amount paid out in the event of a claim.
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N
No Claims Bonus
A record that reflects a proposers claim free past. Can reduce you premium signifacantly.
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R
Rear doors
2/(TG) = twin rear doors with tailgate available as option.
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S
Safety & Security
A = airbag; C = central locking, + = deadlocks; S = side impact bars; G = seat belt grabbers; I = immobiliser; ( ) indicates optional extra.
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Seats
V = vinyl; C = cloth; R = reclining; H = height adjustable; T = twin; S(T) = single passenger seat with twin seat available as an option.
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Servicing
Oil change interval (in thousands of miles)
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T
Towing limit
Maximum weight of a braked trailer.
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