Glossary
B
Broker A company clients on what level of insurance they need and arrange the cover with main insurers.
C
Certificate of Insurance Document proving that the person in question has obtained insurance from a recognised insurer
Claim A demand made by the insured for the insurers to honour the cover that has been taken out.
Cover Note A temporary document that is issued while the certificate of insurance is being prepared.
D
Declaration A form signed by the proposer saying that the information provided is truthful.
Disclosure The duty of the proposer and broker to disclose all known facts to the insurer before initiating the policy.
Door opening Angle to which rear doors open in degrees.
E
Engine Cylinders/cubic capacity
Engine type D = indirect-injection diesel; Di = direct-injection diesel; tD =indirect-injection turbodiesel; tDi = direct-injection turbodiesel; CD = common-rail diesel; CtD = common-rail turbodiesel...
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Engine/drive FF = front engine, front-wheel drive; MR = mid engine, rear-wheel drive; FF(R) = front engine, front-wheel drive with selectable four-wheel drive; FFR = front engine with permanent four-...
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Excess The amount the proposer must pay towards the cost of a claim.
Exclusion A provision in a policy that nullifies the insurers liability for cover.
G
Gearbox 5(T2) = five-speed gearbox with two-ratio four-wheel drive transfer gearbox. M = manually operated free-wheeling hubs; A = automatically engaged.
Gross Payload This includes the driver. When a manufacturer's figures take no account of the driver's weight, we have allowed 75kg.
Guide Lease Price This price is based on a 36months, 20,000 miles per year maintained contract. Please note: this price is only a guide. A full quotation on a number of different packages can b...
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I
Insurance Group A = Meets security requirements.E = Exceeds security requirements, so has dropped by one grouping.D = Does not meet security requirements, so has risen by one grouping.T1/2 = Immobili...
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Interior partition P = partial bulkhead; F = full bulkhead; B = bar-type.
L
Load width Minimum(between the wheel arches) and maximum(above the wheel arches) are quoted if available.
Loss Adjuster A person who negotiates the amount paid out in the event of a claim.
N
No Claims Bonus A record that reflects a proposers claim free past. Can reduce you premium signifacantly.
R
Radio R = radio; RC = radio/cassette.
Rear doors 2/(TG) = twin rear doors with tailgate available as option.
S
Safety & Security A = airbag; C = central locking, + = deadlocks; S = side impact bars; G = seat belt grabbers; I = immobiliser; ( ) indicates optional extra.
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Seats V = vinyl; C = cloth; R = reclining; H = height adjustable; T = twin; S(T) = single passenger seat with twin seat available as an option.
Servicing Oil change interval (in thousands of miles)
T
Towing limit Maximum weight of a braked trailer.