Third Party Van Insurance

We'd like to tell you a littel about the different levels of insurance that are currently available on the UK Van Insurance market.

What is Third Party Insurance?

This is the absolute bare minimum of insurance that you are required to have by law. However, we strongly discourage you to take out this level of insurance because it offers you absolutely no protection in the event of a claim. Put simply if your vehicle is crashed, stolen, set fire to, etc you will get NOTHING. You will not receive any money from your insurance company in the event of a claim.

Surely I get something when I make a claim?

If the incident was deemed to be the other persons fault then their insurance company should pay you but if you are at fault then you get nothing at all.

What if my vehicle is stolen or set on fire? That's not my fault is it?

Although it's not your fault you still wouldn't get a pay out. If you want to be covered for those eventualities then you would need to pay for TPFT, click on the link to see what you're covered for in those circumstances.